Products related to Financial:
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Financial Technology : Case Studies in Fintech Innovation
Fintech continues to revolutionize financial services.Financial Technology shows you how to navigate this increasingly de-centralized, personalized and automated environment.This new textbook strikes a balance between academic depth and commercial relevance in examining the advantages and challenges of these changes through the lens of various analytical frameworks.Financial Technology demystifies key technologies, such as blockchains, APIs, AI, machine learning, and cloud computing, in a clear and accessible style suitable for readers with no technological background. Real-world case studies from a variety of international organizations including Lloyds Bank, TransferWise, Generali, Starling and Stocktwits, bridge the gap between theory and practice and contextualize learning in terms of real businesses, from large incumbents to smaller start-ups.With coverage of robo-advisors, mobile-only banks, open banking and risk and regulation, this book also explores a range of analytical frameworks to critically examine new technologies and emerging business models.Financial Technology enables readers to understand the fintech movement in the context of recent financial history, examine the key drivers of change and form insights about the financial system in a forward-looking and global manner.Online resources include PowerPoint slides for lecturers and additional case studies.
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Financial Innovation and Sustainability : Green, Blue and Sustainable Finance
In recent years, factors such as sustainability, digitalization, climate change, energy transformation, social inclusion, gender parity, and Environmental, Social and Governance (ESG) risk have been playing an increasingly important role in the process of financial transformation.The effect of the impact is increased regulation and guidance for financial markets, in relation to adapting current activities to meet the new challenges, for example: • The process of greening finance and spreading the blue wave in finance. • Building sustainable value in the business models of financial institutions. • Creating an offer of sustainable financial products. • Ensuring parity between women and men in the decision-making bodies of financial institutions. • Sustainable ratings. • Climate stress tests. This book focuses on the intersection between nature and finance and offers a comprehensive overview of the trends, transformations and challenges in finance and the financial markets related to the effects of sustainability concepts or ESG factors.The book has been designed to show these trends, through the evolving subdisciplines of finance, such as green and blue finance.It presents critical recommendations for the ecosystem and network of finance in the era of ESG and sustainability and paints a comprehensive picture of contemporary finance, identifying the factors determining its sustainable transformation.This is one of the first books to present the issues of sustainability and ESG risk in finance through the prism of individual types of finance. Not only will the book appeal to scholars and researchers in the field of banking, economics, finance and accounting, but it will also find an audience among policymakers and practitioners involved in the finance and sustainability discourse.
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Financial Techtelligence : The Financial Advisor's Guide to Harnessing the Power of Innovation and Technology to Create Wealth
Raise the bar for meaningful customer connections, time efficiency, and exceptional performance accuracy with effective use of technology Financial Techtelligence is the financial advisor's guide to practice enhancement through the strategic use of technology.With over 20 years of experience as a financial consultant to private investors, author Bryan Mills has steered his expertise toward helping other financial professionals develop a general understanding of how technology will create a more personal experience with useful time-saving and practice-improving strategies.In this book, he demonstrates how technology can help your practice thrive and offers a clear blueprint for effective implementation.You'll delve into the four benchmarks of a successful technology strategy Audience, Budget, Due Diligence, and Expectations and learn how to appropriately define each step to best suit your specific practice.Technology continues to help stockbrokers, financial advisors, insurance agents, and other financial services professionals raise the bar for performance, and it's time for you to claim these advantages for your own practice. Rapid technological innovation has brought about game-changing tools that harness the power of cost-effective trends in marketing and practice management.This book shows you how to choose the tools that are best for your practice, and leverage their capabilities to improve the customer experience. * Identify and target your customer base * Develop a budget for reaching your goals * Understand your strategy's risks and rewards * Set realistic expectations without aiming too low Every financial services professional is constantly on the lookout for that one great idea that will rocket their practice to the top.Better practice management, more streamlined operations, higher levels of client service, and of course, optimal outcomes are the cornerstones of exceptional financial service firms.Financial Techtelligence shows you how technology can get you there, and how to implement a strategy customized for your practice.
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Renewable Energy & Green Technology
This book explains all the basic and advanced concepts of Renewable Energy. The explanation is in a very simple English language. Moreover, It covers the most probable objective and subjective questions and answers for practice.The explanations are very specific and exam-oriented too. All the UG, PG students, research scholars, and competitive exam aspirants can take the benefit from this book.
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Is solar energy renewable?
Yes, solar energy is renewable because it is derived from the sun, which is a virtually limitless source of energy. The sun's energy is constantly being replenished and will continue to do so for billions of years. This makes solar energy a sustainable and renewable source of power that can be harnessed for electricity generation and other applications.
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What is solar energy and how is it used in solar technology?
Solar energy is the radiant light and heat from the sun that is harnessed using a range of technologies, such as solar panels, to generate electricity or heat water. Solar technology uses photovoltaic cells to convert sunlight into electricity, which can be used to power homes, businesses, and even entire cities. Additionally, solar thermal technology uses the sun's heat to generate steam, which can then be used to drive turbines and produce electricity. Overall, solar energy is a clean and renewable source of power that is increasingly being used to reduce reliance on fossil fuels and combat climate change.
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Which form of renewable energy is more effective: magnetic field or solar?
It is difficult to compare the effectiveness of magnetic field and solar energy as they are used for different purposes. Magnetic field energy is often used in the generation of electricity through devices like magnetic generators, while solar energy is harnessed through solar panels to produce electricity. Both forms of renewable energy have their own advantages and limitations, and their effectiveness depends on factors such as location, availability of resources, and technology. Ultimately, the choice between magnetic field and solar energy depends on the specific needs and conditions of the project or application.
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What is the difference between financial advisory and financial management?
Financial advisory involves providing advice and guidance to individuals or businesses on how to manage their finances, make investment decisions, and plan for their financial future. Financial advisors help clients understand their financial situation and make informed decisions about their money. On the other hand, financial management involves the day-to-day management of an individual's or business's finances, including budgeting, cash flow management, and financial reporting. Financial managers are responsible for implementing the strategies and plans developed by financial advisors to ensure that the client's financial goals are met. In summary, financial advisory focuses on providing advice and guidance, while financial management involves the implementation and ongoing management of financial plans and strategies.
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Enhancing Sustainability Through Non-Financial Reporting
The issue of sustainability has become increasingly important at a global level, prompting governments, international organizations, and private and public organizations to seek ways to contribute to sustainable development.However, the lack of accountability and transparency in organizations has made it difficult to identify, measure, and disclose their sustainable practices and impacts.Additionally, there is a lack of consensus on the determinants and impacts of the extent and quality of non-financial information reporting.Enhancing Sustainability Through Non-Financial Reporting is a book edited by Albertina Monteiro, Ana Pinto Borges, and Elvira Vieira that offers a comprehensive analysis of the relationship between sustainability/ Environmental, Social and Governance (ESG) practices and reporting, and the accounting, finance, and management fields.The book provides a high-quality vehicle for the dissemination of new knowledge and tendencies, using both qualitative and quantitative methods.It welcomes and encourages articles from both academics and practitioners, with empirical and theoretical articles accepted to reach various audiences and a diversity of topics.The book aims to better understand the contributions of organizations to sustainable development, the level, determinates, and impacts of non-financial information reporting, the impact of sustainability reporting standards on the extent and quality of non-financial reporting, and the role and challenges of accounting, finance, management, and auditing.It is an essential resource for academics and practitioners in accounting, finance, and management, as well as other interested groups and individuals seeking to enhance sustainability through non-financial reporting.
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Innovation in Financial Services : A Dual Ambiguity
This book gathers together some of the most up-to-date thinking in the growing field of innovation in services and more particularly, in financial services.It explores the peculiarities of innovation in financial services firms and surrounding market players, discusses the open nature of the innovation process, and analyses its success factors and its interplay with strategy and performance.This book provides topical insights on the challenges facing the financial industry, such as the convergence with other sectors, and the increasing regulatory burden.By combining multidisciplinary approaches and by selecting a number of cutting-edge research models, theories, empirical findings and practitioners' insights, it offers unique, contemporary and multidimensional perspectives on innovation for a sector of paramount importance for the running of economies around the world.This book comes at a time of turbulence, uncertainty and within an industry in need of vision and strategic foresight.By synthesizing multiple views from academia and practice, it opens the agenda and contributes to the on-going debate of redefining the multi-polar role of innovation in the financial industry.
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Nonprofit Sustainability : Making Strategic Decisions for Financial Viability
Praise for NONPROFIT SUSTAINABILITY "This is much more than a financial how-to book.It's a nonprofit's guide to empowerment. It demystifies mission impact and financial viability using The Matrix Map to provide strategic options for any organization.A must-read for every nonprofit CEO, CFO, and board member." —Julia A.McClendon, chief executive officer, YWCA Elgin, Illinois "This book should stay within easy reaching distance and end up completely dog-eared because it walks the reader through a practical but sometimes revelatory process of choosing the right mix of programs for mission impact and financial sustainability.Its use is a practice in which every nonprofit should engage its board once a year." —Ruth McCambridge, editor in chief, The Nonprofit Quarterly "Up until a few years ago, funding and managing a nonprofit was a bit like undertaking an ocean voyage.Now, it's akin to windsurfing—you must be nimble, prepared to maximize even the slightest breeze, and open to modifying your course at a moment's notice.Innovative executive directors or bold board members who want their organization to be able to ride the big waves of the new American economy must read this book." —Robert L.E. Egger, president, DC Central Kitchen/Campus Kitchens Project/V3 Campaign "Most nonprofits struggle to find a long-term sustainable business model that will enable them to deliver impact on their mission.Thanks to Jeanne Bell, Jan Masaoka, and Steve Zimmerman help is now in sight.This book offers practical, concrete steps you can take to develop your own unique path to sustainability without compromising your mission." —Heather McLeod Grant, consultant, Monitor Institute, and author, Forces for Good: The Six Practices of High-Impact Nonprofits "At last!An urgently needed framework to prepare leaders to meet head-on the persistent twin challenges of impact and sustainability.This is a practical tool based on good business principles that can bring boards and staff members together to lead their organizations to sustainable futures." —Nora Silver, adjunct professor and director, Center for Nonprofit and Public Leadership, Haas School of Business, University of California, Berkeley "Together, Jeanne Bell, Jan Masaoka, and Steve Zimmerman equal wisdom, experience, and know-how on sustainability and lots of other things.Buy, read, and learn from this terrific book!" —Clara Miller, president and CEO, Nonprofit Finance Fund "Wisdom, experience, and know-how.Buy, read, and learn from this terrific book!" —Clara Miller, president and CEO, Nonprofit Finance Fund
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Financial Technology and Digital Commercial Law
From banking and finance to digital data protection, contracts, and taxation, modern financial and commercial practices are heavily impacted by continuing and relentless advances in digital technology.This volume presents a comprehensive and fully integrated treatment of all the major new subjects that have emerged from these developments, including specifically Financial Technology (FinTech), Regulatory Technology (RegTech), and wider advanced new technology (TechTech), all of which have come together within the exciting new fields of Digital Financial Law and Digital Commercial Law.Financial Technology and Digital Commercial Law deals with these developments in a complete, comprehensive, professional, informed, and insightful manner.The volume examines all essential FinTech subjects, such as distributed ledger technology (DLT), blockchain, cryptocurrencies, smart contracts, initial coin offerings (ICOs), stable coins, central bank digital currency (CBDC), decentralised finance (DeFi), decentralised exchanges (DEXs), non-fungible tokens (NFTs), and decentralised autonomous organisations (DAOS), as well as the Metaverse, MultiNet, and ValueNet.In its coverage, the volume spans across a wide variety of legal disciplines: digital contract and digital agency law, digital identity, signatures and cryptography, data protection law, artificial intelligence (AI) law, and digital intellectual property as well as tax law, competition law, mergers and acquisitions law, and financial crime and anti-money laundering.Additionally, the book features advanced comparative law analyses of International, European, UK, US, Japanese, Chinese, Hong Kong and Singapore FinTech Law as well as Islamic Law, making this volume an exhaustive treatment of Financial Technology and Digital Commercial Law across all its impact areas.Written by leading national and international professionals, officials, and academics from across the world, Financial Technology and Digital Commercial Law presents an essential mix of law, finance, and technology.It is a fundamental read for for legal practitioners and scholars advising on and researching digital financial and commercial law.At the same time it is accessible to policy makers and regulators as well as other professionals in interested in the development of technology in legal practice.
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What is renewable energy?
Renewable energy is energy that is collected from resources that are naturally replenished on a human timescale, such as sunlight, wind, rain, tides, waves, and geothermal heat. These sources of energy are considered sustainable because they are naturally replenished and do not deplete finite resources. Renewable energy is seen as a cleaner and more environmentally friendly alternative to fossil fuels, as it produces lower levels of greenhouse gas emissions and reduces our dependence on non-renewable resources.
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What are renewable resources and renewable energy sources?
Renewable resources are natural resources that can be replenished or regenerated over time, such as sunlight, wind, and water. Renewable energy sources are sources of energy that come from these renewable resources, such as solar power, wind power, hydropower, and geothermal energy. These sources of energy are considered sustainable and environmentally friendly because they do not deplete the Earth's resources and produce lower levels of greenhouse gas emissions compared to fossil fuels.
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What are renewable and non-renewable energy sources?
Renewable energy sources are those that can be replenished naturally and are not depleted when used, such as solar, wind, hydro, and geothermal energy. These sources are sustainable and have minimal impact on the environment. Non-renewable energy sources, on the other hand, are finite and cannot be replenished in a short period of time, such as fossil fuels like coal, oil, and natural gas. These sources are not sustainable and contribute to environmental pollution and climate change.
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What are financial circumstances?
Financial circumstances refer to an individual's or a family's overall financial situation, including income, expenses, assets, debts, and financial goals. It encompasses factors such as employment status, salary, savings, investments, and any financial obligations or liabilities. Understanding one's financial circumstances is essential for making informed decisions about budgeting, saving, investing, and planning for the future. It can also impact an individual's ability to access credit, secure loans, or make major purchases.
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